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Mortgage Payment Calculator

It is important to find the right home and loan to match your budget. Use our calculator to figure out your estimated monthly payment in advance by estimating your loan amount, interest rate, and length of mortgage.
Note: Select appropriate box to estimate taxes, insurance, and maintenance; not all calculated values are displayed.

What Will My Payment Be?

   Loan Information
     Zip Code
   Loan Amount
   Interest Rate
   Points
   Loan Costs
   Term In Years
  
Property Information
   Property Value
   Monthly Real Estate Taxes
   Monthly Hazard Insurance
   Monthly Mortgage Insurance
   Estimate Taxes and Insurance
  
  
 

Updated Payment Rate Points APR Fees
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*Rate Assumptions: All rates are collected by Loan.com on the dates specified and are subject to change without notice. Rates and fees are quoted based on loan amounts of $165,000 to $417,000 for conforming loan rates and loan amounts greater than $417,000 for jumbo loan rates. For properties in Alaska and Hawaii the cut-off between conforming and jumbo is $665,500. For loan amounts below $165,000, the conforming rate will still be listed, however, the actual rates, points, fees and terms of your loan may vary. Rates and fees are based on an 80% loan-to-value ratio on a single family, owner occupied property for a purchase or rate & term refinance transaction. Rates/APRs assume "good" credit (typically a credit score of 720+). Rates/APRs may vary based on the borrower's credit history, loan amounts, property types, occupancy types, transaction types, etc. Rates may change until the full loan package has been received by the lender. Fees include all broker, lender, credit and appraisal fees excluding 3rd party title, escrow, and government recording fees. Please call the lenders directly to discuss available options and details.

These rate quotes are provided by banks, mortgage banks, mortgage brokers and other institutions. We provide a link to each company's web site so that you may further investigate any rate products offered on Loan.com. For more information please refer to our guides and policies. If you believe that you have received an inaccurate rate quote or are not satisfied with the services we or our lenders provide please contact us.

Source: © , Informa Research Services, Inc. The information has been obtained from various financial institutions and Informa Research Services cannot guarantee the accuracy of such information. Call the phone number listed or click on the links to verify rates before opening an account. For information on how to have your institution's rates displayed on these tables, please contact pduncan@informars.com.


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  Fill out a quick and easy one step form and you will be contacted by up to 4 mortgage lenders regarding your loan.



*Find out how much your payments could be.

You may enter specific information about your annual taxes and hazard insurance, or you may select the box to have this calculator estimate your annual taxes and insurance. In either case, the results displayed above are only estimates and cannot be used to determine actual loan costs. Please consult your tax advisor for information on the deductibility of interest for tax purpose. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.

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Daily Rate Averages
30 Yr Fxd 5.91 %
15 Yr Fxd 5.56 %
7/1 ARM 5.94 %
3/1 ARM 5.50 %
5/1 ARM 5.67 %

Full Rate Averages

Update: 9/8/2008

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