Fixed Rate Mortgages
Find the most common type of mortgage programs where your monthly mortgage payments for interest and principal never change.

Interest Rate Buy downs
As an example, if the current market rate for fixed rate loans is 7.50% at a cost of 1.5 points, the buy down gives the borrower a first rate of 5.50%, a second year rate of 6.50% and a third through 30th year rate of 7.50%